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First Home Dreams? Let’s make it happen.

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Buying your first home is a huge milestone — one filled with excitement, pride, and often, a little bit of overwhelm. At Claremont Financial, we’re here to make sure you don’t face it alone. From your initial questions through to settlement day, we’ll walk with you every step of the way, offering clear advice, smart strategy, and tailored loan solutions to suit your unique situation.

 

Support from Start to Settlement

This is likely the biggest financial decision you’ve made so far — and it should feel empowering, not confusing. We’ll help you:

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🔹Understand how much you can afford to borrow
🔹 Navigate lender policies and choose the right loan structure
🔹 Access the best available interest rates
🔹 Unlock government grants and schemes for first home buyers
🔹 Handle every stage from pre-approval to final settlement with confidence

 

We work for you — not the banks — and we’ll always advocate for your best interest, ensuring you understand each step of the process.

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Government Support for First Home Buyers

There are a number of state and federal initiatives available to help you buy your first home, such as:

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🔹First Home Guarantee (FHBG)

🔹Stamp Duty Concessions or Exemptions

🔹First Home Owner Grant (FHOG)

 

We’ll help you assess your eligibility and apply for any grants or schemes that can boost your borrowing power and reduce upfront costs.

 

Use our suite of calculators to take the guesswork out of your numbers:

🔹 Borrowing Power — Find out how much you could borrow
🔹 Loan Repayments — Estimate what your monthly repayments might be
🔹 Stamp Duty — See how much you’ll need to set aside based on your state

 

What Are the Steps to Buying Your First Home?

1. Speak with a Claremont Financial broker to get pre-approved

2. Search for your property (or engage a buyer’s agent)

3. Have your solicitor or conveyancer review the contract of sale

4. Make an offer and request formal loan approval

5. Complete your inspections (e.g. building, pest, strata)

6. Sign the contract and pay your deposit

7. Organise insurance to begin on settlement day

8. Pay stamp duty (if required)

9. Settle and move into your first home!

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Buying your first home doesn’t have to be stressful. With Claremont Financial, you’ll have a team of experienced brokers who genuinely care — simplifying the process, helping you make smart decisions, and celebrating with you when the keys are finally yours.

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Let’s make your first home purchase one to remember — for all the right reasons.